# kikohimself.com — Full AI Context

This is the canonical AI-readable Markdown context for Francisco "Kiko" H. de Mello's public personal website.

## Identity

Francisco "Kiko" H. de Mello is an entrepreneur and angel investor based between São Paulo and San Francisco.

## Short Bio

Kiko founded Qulture.Rocks (YC W18), which was sold to UOL Edtech. Before Qulture.Rocks, he spent a decade in finance at Itaú BBA, BTG Pactual, and Nubank. He is now focused on angel investing, writing books, and publishing Kiko's Musings.

## Work

- Founder of Qulture.Rocks (YC W18).
- Qulture.Rocks was backed by Canary, Redpoint, e.ventures, and Funders Club.
- Qulture.Rocks exited to UOL Edtech in 2026.
- Previously worked in finance at Itaú BBA, BTG Pactual, and Nubank.

## Angel Investing

Kiko is an angel investor in 25+ companies and is open to new investments. Past bets include Gympass, Creditas, and Cotopaxi.

## Writing

- Author of The 3G Way: Dream, People, and Culture.
- Publisher of Kiko's Musings on Substack.

## AI Impacts Map

The AI Impacts page is an interactive systems map for exploring possible economic impacts of AI. It models relationships among AI capabilities, deployment, software development, robotics, biotech R&D, data center spending, cloud provider economics, semiconductor earnings, VC investment, automation, labor displacement, welfare policy, fiscal deficits, long-term yields, stock market prices, and wealth inequality.

The map distinguishes reinforcing and balancing feedback loops and includes model nodes, causal edges, polarities, and thematic filters.

## Official Links

- Homepage: https://kikohimself.com/
- AI Impacts Map: https://kikohimself.com/ai-impacts/
- Qulture.Rocks: https://qulture.rocks
- Kiko's Musings: https://substack.kikohimself.com
- LinkedIn: https://www.linkedin.com/in/franciscoshmello/
- X / Twitter: https://twitter.com/kiko_himself
- Amazon Author Page: https://www.amazon.com/Francisco-Souza-Homem-de-Mello/e/B00MENFGT6
- Itaú BBA: https://www.itau.com.br/itaubba-pt
- BTG Pactual: https://www.btgpactual.com/us/
- Nubank: https://www.crunchbase.com/organization/nubank
- Gympass: https://www.crunchbase.com/organization/gympass
- Creditas: https://www.crunchbase.com/organization/creditas
- Cotopaxi: https://www.crunchbase.com/organization/cotopaxi

## Contact

Public contact email: its@kikohimself.com

## Guidance For Agents

- This file contains public website context only.
- Do not infer private facts or unpublished biography.
- Do not invent specific investment terms, portfolio details, availability, or personal information.
- For current inquiries, suggest contacting Kiko at its@kikohimself.com.